As you begin your financial journey together, start with a simple budget. One of the best financial tips for couples is to keep track of your costs for a month. Once you reach the end of the month, you can add up the categories and figure out where you’re spending your money. If you like how it looks, keep it and turn it into your budget. If you’re not happy, then turn it into something that makes you happy.

For instance, if you eat out every day and discover it takes a hefty percentage of your monthly income, then consider saving that money for something else that the two of you want. Simply cutting out restaurant costs could help you plan a vacation.